Medical insurance in HK

Posted by dizzyhytes (164 days ago)

My company provides a terrible medical plan through which covers virtually nothing. I tried to make inquiries for private insurance through a couple of brokers who tried to sell me international medical insurance plans which were between USD2-6K per year for my age (under 40).

I think this is outrageous and am only after a decent HK-only medical and dental plan. Does anyone have any advice on some decent local medical plans with dental? Is there a moratorium period before they will allow claims?

(I am based in Hong Kong)

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Tags hospital, medical, insurance

Posted by Christian_Moore (164 days ago)

What is outrageous is what private hospitals and doctors charge in this town, the insurance costs only reflect what private medical costs are, US$ 2,000 is the starting point and I personally don't see how most of these insurers make any money at all, because I receive claims by the bucket full everyday and you need only make one visit to the hospital and the insurers are losing money.

If you would like more information on the plans, let me know

Christian@kwiksure.com

(I am based in Hong Kong)

Posted by Andrew@RS (164 days ago)

As a broker I know how expensive these international plans are. But as Christian says, it's all down to the private doctors and hospitals. We do offer local insurance plans, although the benefits are not nearly as good and extensive as the international plans.

Andrew

(I am based in Hong Kong)

Posted by dizzyhytes (163 days ago)

Thank you for your responses. Andrew, will you be able to provide more information on the local plans which you have please?

Thanks

(I am based in Hong Kong)

Posted by Andrew@RS (163 days ago)

There are many different plans available. May be you could contact me to discuss the details. My contact details are here:

http://hongkong.asiaxpat.com/directory/expat-health-services/insurance/5884/rs-insurance-brokers-ltd/

Andrew

(I am based in Hong Kong)

Posted by YvonneHau (148 days ago)

Hi,

If you need any additional information on medical plans, hopefully at Prudential we can offer the right plan to meet your needs. I'm curious to know, if you don't mind answering, is what sort of package are they offering or should I say given you?

Yvonne

(I am based in Hong Kong)